Whether your dream home is new construction or historic, high rise condo or single family home, suburbs or city (or if you need help figuring that out), I'm here to help you navigate the home buying process. We'll discuss your budget, your needs, and your desires to help you find the best home and best value for your money.
As your agent, I work tirelessly to make sure that you have every advantage possible in the home-buying process. Knowledge is everything, so we'll work to analyze market conditions from recent sales and current listings. We'll work closely with your lender to determine how much you can afford and how to allocate your budget toward expected repairs, HOA fees, and taxes as well.
Your time is valuable, so I help you keep your NJ home buying process smooth and on track. That means helping you put together the best team to represent you and working closely with them every step of the way. I am happy to recommend local professionals including real estate attorneys, licensed home inspectors, mortgage brokers, title companies, and more.
The material terms of a home purchase offer include total price, initial deposit, financing, and contingencies.
Prior to becoming a realtor, I spent a decade on Wall St negotiating complex financial transactions. Other than increasing purchase price, there are a variety of ways to make your offer more attractive. With me on your side, we can work to negotiate the best possible purchase contract for you to balance the most competitive offer with the contractual protections you need.
After your offer is accepted, the real work to vet the property begins. When both the buyer and seller have signed the Contract for Sale, we go into the NJ-mandated Attorney Review period of 3 business days. I always recommend that buyers connect with an attorney as soon as we submit our first offer so that we're ready to send the contract for review as soon as the sellers sign. Keep in mind that the 3 business day deadline is for the attorneys to make an initial response. Any back-and-forth negotiations extend the window. For most contracts, the attorney review period ends up lasting closer to 1 week.
The final contract will outline your rights to a home inspection. This is one of the most important parts of the due diligence process. Although I always aim to guide you during the home search process so there are no surprises, in some cases, the results of the inspector's report will uncover certain defects or deficiencies.
Other than a standard inspection by a licensed home inspector, I will also recommend secondary inspections based on the condition and type of home that you are purchasing. These could include sewer scopes, ground penetrating radar scan for underground oil storage tanks, or architect / structural engineer for structural concerns. I have a long list of professionals that I can recommend for various needs during the buying process so you can close on the purchase of your new home with full knowledge of its condition.
Any defects uncovered may be an opportunity. We will work with your attorney to negotiate repairs from the seller (either physical repairs or a credit toward closing based on the expected cost of repair). If the seller refuses repairs or the inspection results are particularly dire, then the home inspection really paid for itself! Your attorney may cancel the contract at this time, and we will continue our search knowing we escaped a dud.